Dobrynin, I.N. Regulation and control over the functioning of the national loan and financial institutions and the international financial crisis.

Abstract: The article includes characteristic features of structure and tendencies of development of the banking sector and state regulation of national loan and financing systems of the Great Britain, China, the USA, and Germany. Based on the comparative analysis the author singles out general characteristics of functioning of modern banking systems. Based on comparative analysis of foreign and Russian experience, the author provides offers to reform the existing mechanism of regulation of the control over banking system in Russia by separation of the control and some regulating function from the Central Bank into the Federal Service on Bank Control and Financial Control, Agency for the Restructuring of Credit Organizations, and the Federal Fund for the Insurance of Bank Accounts. Much attention is paid to improvement of international regulation of credit and financing systems within the Bretton – Wood agreements, due to the influence of globalization, formation of a global financial system. Keywords: jurisprudence, banks, loan and financing institution, control, banking system, financial crisis, banking, services