Abstract: The development of the risk insurance system in agriculture, which is named as the main direction of state support for agriculture and the development of agricultural territories, is carried out only in the form of state subsidies for insurance premiums, which cannot be assessed as sufficient. The concept of further development of the risk insurance system has not been developed. At the same time, the need to develop the legal institution of agricultural insurance in a changing climate is becoming more and more obvious. Further development of agricultural insurance is proposed not only through the system of subsidizing part of the cost of insurance premiums, but also through the development of insurance cooperation, increasing the variability of insurance products. In addition, the issue of the need to create a transparent system of compensation payments to agricultural producers from the budget in the event of large-scale emergencies is raised.The functions of the state are those of ensuring national security, which means food security, and thus ensuring emergency response. Compensation for damage to agricultural producers in the event of large-scale natural disasters and natural disasters should be provided from the Federal budget or with its support.It is impossible to predict exactly how much money will be required to eliminate the consequences, this issue must be subjected to economic analysis and even interdisciplinary scientific research. But this is a matter of national importance, and the organization of such research should also be a function of the state.