Abstract: The article studies commodity-money flows in the Central Black Earth Region in the second half of the 19th century. To do this Network and geoinformation analysis are applied to the statistics of interregional payments of the Oryol Commercial Bank in 1874–1901. These statistics characterize, firstly, bank clients’ payments related to commodity sales to other regions (goods secured loan payments and bill discounting payments) and, secondly, clients’ payments for goods from other regions (transfers with locations stated). The network structure and geography of these commodity-money flows were analyzed in detail at three time points: 1874, the initial period, economically favorable for the region; 1885, the economic crisis in the area; and 1901, the last year when such payment statistics were published. The article concludes that commodity-money flows of the Central Black Earth Region served by the Oryol Commercial Bank were directed towards westward commodity railway exports. Initially it was Riga and Koenigsberg and by 1901 - many other settlements in western regions and along the western border of the Russian Empire near the railway. Backward commodity-money flows related to the import of goods into the Central Black Earth Region came from all the principal commercial and industrial centers of the Russian Empire. Such a commodity exchange model correlates well with the agricultural specificity of the Central Black Earth Region.