Abstract: The subject of the research is the current legal acts regulating the banking sector of the economy and the market for shared housing construction in order to assess the effectiveness of mediated administrative-legal forms of influence (licensing, registration) on these segments of the economy. The study is carried out in order to identify promising areas for improving the legislation governing the forms of state influence on the economy. The novelty of the article is caused by the scientific and methodological substantiation of the advantages of forms of indirect influence on various sectors of the economy (on the example of the banking sector and the market for shared housing construction). To obtain reliable results in their study, the authors have used methods for analyzing information contained in official sources. In addition, data presented by independent financial portals and media resources of the Russian financial sector, the Russian segment of the Internet, were analyzed. To identify the degree of effectiveness of the implemented state-legal impact on economic relations, we have specifically developed criteria for assessing direct and indirect forms of government influence. The results are obtained on the basis of the method of comparative analysis of data in two segments of the Russian economy, the banking sector and in cooperative housing projects. The main conclusion made by the authors is that at present the most effective are the mediated forms of state and legal impact on the economy. The analysis showed that, in recent years, there has been a tendency in legislation to strengthen direct forms of state control. Such an impact leads to negative results in the economy, namely: monopolistic trends are growing; representatives of medium and small businesses are forced to leave the market; the number of entities unable to pay high taxes and administrative fines increases.