Surodeev Yu.V. National Payment System: Basic Elements

Abstract: The article is devoted to the concept of the national payment system. Based on the system-activity approach, Surdeev offers his own definition of national payment system. In addition, he studies the national payment system in terms of applicable methods of cashless payment during fund transfers. The researcher notes that technological processes and global trends in the development of payment systems lead to the complication of the payment infrastructure. As a result, NPS subjects process remittance information and perform clearing and settlements between final payers and recipient of funds faster. For the first time in the academic literature the contents of payment services have been clearly described. One of such services is the fund transfer directly related to cashless transactions. In the course of preparing for and conducting the research, Surodeev has used general research methods (generalization, deduction, abstraction and experiment) and special research methods (legal modeling). The main results and scientific novelty of the research are: 1) the author's definition of the Russian Federation national payment system based on the system-activity approach; 2) the research of the contents of the Russian Federation national payment system in conjunction with applicable methods of cashless payment during fund transfers. 

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