Abstract: Consumer crediting shows a prominent aspect in the decision of social problems. As creditors not only banks and the credit organizations, but also the trading companies, also citizens or the enterprises on whom citizens work in this case can act. During crisis in economy the disturbing phenomena are observed. In given article the situation in the market of crediting in Russia in conditions of crisis is considered, the basic tendencies of the market of consumer crediting are analyze. Objective of the given work is not only the analysis of the market of consumer crediting of the Russian Federation now, but also consideration of expediency of decision-making on a capture of the credit in realities of economic and political conditions on a world scene. Dynamics of interest rates under consumer credits during crisis 2014-2015 is investigate, variation of volume of crediting of physical bodies is considered. As a result of research answers to questions on are given how to act to citizens during economic instability, and whether it is necessary to take the consumer credit at present time. The author reveals dynamics of volumes of crediting of physical bodies in the first quarter 2015. The consumer credit is the convenient economic tool. The market of consumer crediting shows high paces of growth though gradual delay of an increase of the given parameter recently is observe. It is possible to assume, that data about decrease in paces of growth are connected with decrease in growth of GDP, strengthening household debt load, to introduction of additional requirements to capitals of banks, a disparity economic and political situation, uncertainty of the population in tomorrow. The author makes a conclusion that now the population should refuse short-term loans as external events on political and financial arena can assist reduction of wages, and it, in turn, can turn back the extremely negative consequences.